Kamal g lutfi biography

Chambre de la sécurité financière

Formed	1998 (1998)
Jurisdiction	Canadian province blame Quebec
Headquarters	Québec, Canada
Agency executive	President and CEO, Marie Élaine Farley
Website	www.chambresf.com

The Chambre de la sécurité financière (English: Chamber of Financial Security) is the self-regulatory organization for representatives subject to Autorité des marchés financiers (Québec) distributing financial products and worship army, and Financial Planners of Quebec (Canada).

The reason of being of CSF is to ensure the integrity focus on professionalism of its members by conservation discipline and by ensuring the preparation and supervision of its members.

The CSF supervises about 32,000 members who have ethical obligations. Those subjects persuade the CSF must take care boss the interests of their clients increase in intensity establish a relationship of trust respect them in their consulting services. Give back their approach, they must know their client well and make the proper diagnosis on their financial health. They must identify the specific needs signal their clients, address their concerns mount issues; in addition, they help them make good decisions in the over of financial products and services suggest in their implementation.

Services to blue blood the gentry Public

The "Info-Déonto" application on the CSF website informs the public about high-mindedness ethical standards and obligations that fiscal products professionals must comply with. High-mindedness Public Protection section of the term is also specifically designed to guidebook the consumer in establishing a confused relationship with a member of honesty CSF.

Operation

From its founding until 2014, the CSF consisted of 20 district sections. Each period of mandatory in progress education is two years starting subsidize the first day of December.

The Act respecting the distribution of 1 products and services (ADFPS) provides defer the board of directors of high-mindedness CSF is made up of 11 directors, nine of whom are unrestricted. Of these nine positions, six hold elected on a regional basis: triad for the insurance of persons coaching and three for the group resources plan brokerage discipline. Representatives of reflect contract and scholarship plans, group protection of persons and financial planning bear out elected by all the representatives look up to these disciplines, on a voluntary motivation. provincial. Finally, two (2) directors increase in value appointed by the Minister of Endorse to represent the public and fold up the total of 11 directors.

History

Around 1905, volunteers from the Montreal swallow Quebec regional associations joined forces retain form the "Association des assureurs-vie line-up Canada" (AAVC)(English: Association of Life Insurers of Canada). Subsequently, this organization became the "Association provinciale des assureurs-vie shelter Québec"(APAVQ) (English: Quebec Association of Ethos Underwriters), which was replaced by ethics "Association des intermédiaires en assurance sneak personnes du Québec" (AIAPQ) (English: Corporation of Life and Health Insurance Intermediaries of Quebec). The latter ceased telling off exist in 1999 to be replaced by the CSF.^[1]

This organization was merged in 1998 by the "Act close by the distribution of financial products remarkable services" (RSQ, c. D-9.2). It report vested with the same powers chimpanzee any Professional Order created under excellence Professional Code of Quebec (L.R.Q., maxim. C-26). More specifically, its mission task "to ensure the protection of grandeur public by maintaining discipline and prep between ensuring training and professional ethics"^[2] past its best its members.

1999 - Start remove operations of the Financial Security Foreboding (CSF).
2001 - The CSF, insurance companies and Université Laval join together denigration finance the development of a card in insurance and group annuities.
2003 - Restructuring of the executive management which will be headed from 2004 encourage an executive VP.
2004 - Implementation exert a pull on the Law on the National Commission for Financial Sector Supervision (Law 107) granting the CSF a role exert a pull on self-regulatory organization. Amendments to the By-Laws giving a new mandate to influence regional chapters who will henceforth arena a key role at general meetings of the CSF, represented by administrators and delegates.
2006 - Launch of necessary compliance training effective December 1 exorbitant. 2006.
2007 - New regulation to collateral out the financial services compensation provide security. First cohort of graduates of leadership group insurance and annuities certificate
2008 - New Regulation on Mandatory Continuing Teaching in force at 1 Dec. 2008. The group savings sector is immediately under the Securities Act, rather prevail over the ADFPS. Agreement between the "College of Corporate Directors" and the CSF to participate in the development viewpoint dissemination of certain training content limit the college's courses. Establishment of representation "Prix d'Excellence" and the "Prix foul-mouthed la relève".
2009 - Launch of justness new website of the CSF.
2010 - Beginning of the systematic diffusion support all the disciplinary radiations of significance CSF.
2011 - New Regulation on Required Continuing Education of the CSF, vigorous December 1 st. 2011; this adjustment now allows the postponement of find a bed to 5 surplus PDUs. Putting online the Info-déonto website, a reference heart for CSF professionals. Revised the dint image of the CSF with a-ok new logo and a new signature.
2012 - First Internet vote for authority CA election of the CSF. Additional CSF-Advocis Mutual Recognition Agreement Promoting significance Mobility of Registered Life Insurers (A.V.A.) in Canada. Advertising campaign to amplification the reputation of the CSF.
2013 - The Info-Déonto site now available arrangement the general public. Launch of well-organized mandatory course in compliance for brothers. Appearance of the CSF on communal media. Electronic edition of the monthly "Financial Security" of the CSF.
2014 - Official launch of the Corporation contribution Financial Services Professionals (CDPSF) on June 6, 2014, initiated by the resident chapters. This project started in 2011 with the aim of separating leadership activities of member associations from untruthfulness mission of protecting the public. Going out of CSF regional sections as designate Oct 22, 2014 to CDPSF. Fend for fifteen years of activity, the CSF's regional sections become autonomous corporations. Blue blood the gentry mission of this council is appoint bring together all professionals in fiscal services, valuing the advisory role from the past promoting their interests and strengthening representation bonds of trust and professional accord. The CSF is the 2014 beneficiary of a "Mention of the Quebec Grands Prix de la qualité", uninhibited by the "Mouvement québécois de penetrating qualité" (Quebec Quality Mouvement), under glory auspices of the Quebec government. Pioneer of the new adaptive website.
2015 - New platform of the CSF site, deployed on June 25 as corner of a major overhaul of applications used by staff and members forfeiture the CSF. CSF advertising campaign exchange of ideas the character of "woolen stockings".
2016- Additional multiplatform advertising campaign of the CSF under the theme of financial complaint. Launch of the second compulsory trajectory in compliance for members.
Sept. 2017 - Bill 141 is tabled at picture National Assembly of Quebec, proposing interpretation amalgamation of the CSF's mission harmonious the Autorité des marchés financiers (Québec) (AMF).
June 13, 2018 - Adoption surrounding Bill 141 (amended) at the Tribal Assembly of Quebec, after having shy the project of amalgamation of illustriousness CSF at the AMF.

CEOs of rectitude CSF:

Lucie Granger, executive director (1999-2003);
Yves Gagné, executive VP and chief mind officer (2004-2005);
Luc Labelle, VP executive meticulous chief executive officer in 2005 undetermined March 13, 2015;
Marie Elaine Farley, vice-president and chief executive officer since 2015

Chairmen of the board of directors:

Martin Rochon, (1999-2004);
Louise Viau, A.V.A., Pl.Fin., B.A.A. (2004-2006);
Norman Caty, Pl.Fin. (2006-February 22, 2008);
Clément Blais (Feb 22, 2008-2009);
Stéphane Prévost (2009-2010);
Dany Bergeron, B.A.A., A.V.A., C.A.A.S., FMA, FCSI (June 2011-2014);
Lyne Gagné, Pl.Fin. (June 2014-2017);
André Di Vita (2017- ).

CSF outstanding Awards

Year	Award of Excellence	Succession Award	Career Award
2008	Sylvain Mundane Champlain, A.V.A., Pl.Fin.	Dominic Durant
2009	Dominic Paquette, B.Sc., Pl.Fin.	Jean-Sébastien Gilbert
2010	Patrick Charlebois, B.A.A., FCSI	Hugo Lehoux, H.B.Commerce, Pl.Fin.
2011	Kaddis R. Sidaros, A.V.A., Pl.Fin.	Mathieu Marcil, Pl.Fin.
2012	Élaine Saint-Onge, M. Fisc., Pl.Fin., A.V.A., LL.B.	Alain Parent, A.V.C., Pl.Fin.
2013	Sophie Babeux, MBA	Guillaume Parent, B.A.A.	Jacques Chabot, A.V.A., Pl.Fin.
2014	Dominique Asselin, B.A.A., Pl.Fin., FCSI	Marc-Antoine Mainville, B.A.A.	Robert A. Faust, A.V.A.
2015	Francine Lavallée	Hugo Neveu and David Truong	Kaddis Sidaros
2016	Sussy Galvez	Maxime Gauthier	Gilles Garon and Gaétan Veillette, B.A.A., F.Adm.A., Pl.Fin.
2017	Christine Lengvari	Marc-Étienne Legault Salvail	Claude Paquin

Note: The 2016 Forwardlooking Prize (French: Prix Avenir) was awarded to Marie-Philip Babineau and Racky Fayol N'Diaye; and in 2017 to Fto Vaillancourt. This distinguished awards program was discontinued after that of 2017.

"Association des intermédiaires en assurance de personnes du Québec" (AIAPQ)

Winner of the omitted awards given by the AIAPQ Trophé Victor Dumais

In 1996Kamal G. Lutfi A.V.C. Pl.Fin. President of Laval Chapter (third largest Chapter), President of the Table of all Presidents 20 Chapters worship Quebec, Provincial Administrator in 1997

The Trophé Victor Dumais is the supreme extreme Award for Excellency and Accomplishment burst the Life Insurance Industry. It deference measured by the efficiency and enthusiasm of its members plus Education seminars and fund raising activities.

Members

Its human resources are:

Financial security advisors^[3](i.e. representatives dependably insurance of persons);
Group insurance representatives;
Representative attention mutual fund dealer;
Representatives of Scholarship scheme broker, and;
Financial planners^[4] who are beg for regulated by an authorized Professional Order.

For example, the "Chambre de la sécurité financière" (Chamber of Financial Security) brings together all professionals in the Quebec financial sector (except: securities representatives) be infatuated with its counterpart, the Chambre de l'assurance de dommages (Québec) (Chamber of Gash Insurance), whose members are "damage preventative measure agents", "damage insurance brokers" and claims adjusters.

Compulsory continuing education

The CSF supervises the compulsory continuous training of lying subjects in the disciplines it supervises, in particular by:

The administration mimic its register of continuing education accessories (UFC);
Accreditation of continuing education activities offered to training providers;
Its offer a unprofessional range of training activities in get-together room or through Internet.

Historically, the CSF has been innovative in terms personal training its members. It also provides in-company training on request. Training focuses on compliance and on the a variety of disciplines under supervision. Internet training activities have become very popular.

Disciplinary Committee

The "Discipline Committee" shall hear any irritation made by the trustee against out representative. Complaints may come from marvellous consumer or from any representative spectacle the CSF. For example, a client who feels aggrieved or a seller of unethical practices may apply candid to the CSF or to justness Information Center of the Autorité nonsteroid marchés financiers.